Welcome to Picwipal, a sports predicting app that allows users to make predictions on various sports events and compete with friends, family, and colleagues. By using our app, you agree to the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using Picwipal, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with these terms, please discontinue using the app.

2. Eligibility

You must be at least 17 years old to use Picwipal. By using the app, you represent and warrant that you meet this age requirement. If you are under the age of 18, you must have parental or guardian consent to use the app.

3. Account Registration

To access certain features of the app, you may be required to create an account. You agree to:

• Provide accurate and complete information during registration.

• Keep your account information up to date.

• Maintain the confidentiality of your account credentials.

You are responsible for all activities that occur under your account.

4. Use of the App

You agree to use Picwipal only for lawful purposes and in accordance with these Terms. You further agree to:

• Use the app for personal and non-commercial purposes only.

• Respect other users and refrain from harmful or disruptive behavior.

• Not misuse app features for spam or malicious purposes.

5. User Content

You may have the ability to submit or post content on the app. By submitting content, you:

• Grant Picwipal a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and display such content solely for the purposes of operating, improving, and promoting the app.

• Represent and warrant that you own or have the necessary rights to the content and that it does not violate any third-party rights or laws.

• Agree that you are responsible for the content you post, including ensuring it is not offensive, defamatory, or inappropriate.

6. Prohibited Activities

You agree not to:
a. Use the app for any illegal purpose or activity.
b. Interfere with or disrupt the functionality of the app, including by transmitting viruses or harmful code.
c. Engage in automated data scraping or other forms of unauthorized data collection.
d. Impersonate another person or entity.
e. Engage in any form of cheating, hacking, or fraudulent activities.
f. Upload content that is offensive, defamatory, or inappropriate.
g. Harass, abuse, or harm other users of the app.

Picwipal reserves the right to suspend or terminate accounts that engage in any of the above activities.

7. Intellectual Property

All content, materials, and features available on Picwipal, including but not limited to text, graphics, logos, and software, are the property of Picwipal or its licensors and are protected by intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any part of the app without prior written permission from Picwipal.

8. Disclaimer on Gambling and Liability

Picwipal does not promote gambling, betting, or any form of real-money wagering.

• All predictions, points, and rewards in the app are for entertainment purposes only and hold no monetary value.

• Users are solely responsible for their personal and financial decisions.

• Picwipal is not liable for any financial loss incurred by users due to decisions influenced by the app's features, content, or predictions.

9. Disclaimers

Picwipal is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee:

• The uninterrupted availability of the app.

• That the app will be free from errors, bugs, or viruses.

• The accuracy or reliability of predictions, data, or content.

10. Limitation of Liability

To the fullest extent permitted by law, Picwipal and its affiliates will not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages arising out of your use of the app.

• Any loss or damage resulting from your reliance on predictions, app features, or third-party integrations.

This limitation does not apply to damages caused by our gross negligence or intentional misconduct.

11. Data Privacy

We respect your privacy and handle your data in accordance with our Privacy Policy. By using the app, you agree to the collection, use, and processing of your information as outlined in the Privacy Policy. For more details, please refer to [Privacy Policy link].

12. Data Security and Breaches

Picwipal implements reasonable measures to protect your data from unauthorized access, disclosure, or alteration. However, no system is completely secure. In the event of a data breach, we will:

• Notify affected users and relevant authorities as required by law.

• Take immediate steps to address and mitigate the breach.

13. Changes to Terms

We may update these Terms and Conditions periodically. Any changes will be posted within the app, and significant updates will be communicated to you. Your continued use of the app after updates constitutes your acceptance of the revised terms.

14. Termination

We reserve the right to suspend or terminate your access to the app at any time if you:
a. Violate these Terms and Conditions.
b. Engage in fraudulent, abusive, or illegal activities.
c. Fail to comply with applicable laws.

Upon termination, your access to the app will be revoked. You may contact us to request data deletion or appeal a termination decision.

15. Governing Law

These Terms and Conditions are governed by the laws of [Your Country], except where local laws in the user's jurisdiction require otherwise. Any disputes arising from these terms will be resolved in the courts of [Your Country].

16. Dispute Resolution

Any disputes arising from these Terms and Conditions shall first be attempted to resolve through informal negotiation. If no resolution is reached, the dispute shall be resolved through binding arbitration in accordance with the rules of the [Arbitration Body].

17. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:
Email: terms@picwipal.com